OminiFinance, A Cross-Chain DeFi Platform for Latin America

Team: OminiFinance
Program: Cosmos Brasil Builders Program / May 2025
🔗 Live Demo
📂 GitHub Repository
📺 Pitch Video

Project Overview

OminiFinance is a multichain decentralized finance (DeFi) platform designed to connect blockchain networks and offer accessible, simple financial tools for Latin America. Built on Cosmos and designed for beginners, the platform enables users to swap assets, lend, and earn — with local currency support, a focus on financial literacy, and a user-friendly experience.

The Problem

Latin America faces a unique set of economic and structural challenges:

• Over 42% of the population is unbanked.
• Local currencies are often unstable, and inflation is a constant concern.
• Access to credit and digital financial services remains limited.
• Most DeFi platforms require technical knowledge and do not support local currencies.

Although crypto adoption is growing in the region, users often lack the tools and education to participate effectively and safely in DeFi.

The Solution

OminiFinance provides an easy-to-use interface for cross-chain DeFi, eliminating technical friction and supporting local currency integration. Key features include:

• Intuitive onboarding with multilingual UI and simplified flows.
• Asset swaps across blockchains with local stablecoins.
• Lending, staking, and yield generation in a few clicks.
• Wallet integrations (Keplr, Leap, etc.) with CosmosKit.
• Financial education and gamification tools built into the platform.
• On-ramp/off-ramp tools (in future phases) to enable fiat-crypto conversion.

This focus on usability and localization makes DeFi truly accessible to underserved populations.

Technical Architecture

The platform is built using:

• Cosmos SDK for scalable, modular blockchain architecture.
• CosmWasm for smart contracts (swaps, lending, etc.).
• Interchain design for future expansion beyond Cosmos.
• React + CosmosKit frontend, supporting seamless wallet connection and fast performance.

Business Model

OminiFinance adopts a regionally adapted and scalable revenue model:

• Small fees on DeFi operations, such as swaps and lending.
• White-label infrastructure for fintech partners and enterprise clients.
• Tokenization and integration services for community and regional tokens.

Roadmap & Growth Strategy

Q2 2025 – MVP Launch on Cosmos
Functional version with swaps and base DeFi tools.

Q3 2025 – Local Currency & Blockchain Expansion
Adding BRL, MXN, ARS support and bridging to other ecosystems.

Q4 2025 – Education & Community Engagement
Gamified DeFi learning, tutorials, and reward campaigns.

2026 – Regional Scaling & Institutional Partnerships
Working with DAOs, fintechs, schools, and local developers to expand adoption.

Final Remarks

OminiFinance is not just a DeFi app — it’s a gateway to financial empowerment in Latin America. By bridging blockchains and simplifying the user experience, the platform enables real access to DeFi for millions of people who’ve been excluded from traditional systems.

Built natively on Cosmos and designed with a regional-first approach, OminiFinance aims to transform access, education, and opportunity in the Web3 financial ecosystem.

Try the MVP:
🧪 https://ominifinance.vercel.app
Explore the code:
💻 https://github.com/X-dev-private/ominiFinance
Watch the pitch:
📺 https://www.youtube.com/watch?v=p4ksBvjCvn0
🧠 DoraHacks submission: https://dorahacks.io/buidl/23600